Consumer Loan Support Specialist III
Job Description
- Collects and interprets loan information for preparation of accurate TRID applicable loan documents. Applies bank loan policies to documents to reduce risk to the bank. Types and prepare applicable disclosures, notes, and related documentation in an accurate and efficient manner.
- Completes compliance reviews for TRID applicable loans in conjunction with document preparation.
- Assists with development of processes and procedures for the Consumer Loan Support Group. This will require usage of Bank’s Consumer Lending Systems (i.e. DecisionPro, LaserPro, Suntell, Fusion Originate).
- Supervises the proper documentation and approvals related to all consumer and business credit card approvals/denials.
- Reviews, underwrites and approves/declines designated consumer loan applications (may include business credit cards) within given authority and assists with maintaining proper documentation. May need to complete financial analysis for self-employed borrowers. Will use multiple Bank software systems (DecisionPro, Suntell, Buker’s Tax Analysis, and ITI).
- Works with Branch Personnel (Loan Officers and Personal Bankers) and the Loan Processing Center to obtain necessary items for underwriting and closing loans while ensuring compliance with applicable laws and regulations.
- Assists branches with documentation of loan overrides, denials and applications that are withdrawn or not accepted by applicants.
- Assists with ongoing DecisionPro testing.
- Assists with the review and approval (including adequate documentation) of any requested consumer loan policy exceptions.
- Assists with analysis of retail bank market conditions.
- Regular and reliable attendance. Some Saturdays may be required.
- Other duties as assigned by management.
- Knowledge of bank policies and procedures.
- Knowledge of banking laws and regulations.
- Knowledge of loan underwriting and approval procedures.
- Knowledge of credit report scoring.
- Knowledge of LaserPro document preparation system helpful.
- Proficiency with spreadsheet and database programs (i.e. Excel).
- Skills in operating computer terminals and printers.
- Ability to communicate effectively with management and co-workers.
- Ability to maintain a high level of confidentiality.
- Ability to function as a team player.
- A college degree or applicable banking experience required.
- Three to Five years banking experience preferred.
More Details
Benefits
We offer fair and competitive compensation as well as bonus based on an employee's years of service and possible discretionary merit bonuses. Employees also have the opportunity to participate in the Bank incentive programs based on charter/branch guidelines. Other benefits include:
- 8 paid holidays.*
- 17 PTO days each year for the first five years of employment. Employees must also complete the 90-day introductory period prior to accruing PTO.*
- After five years, 22 PTO days each year.*
- After ten years, 27 PTO days each year.*
- Employees must also complete the 90-day introductory period prior to accruing PTO.*
- New employees will receive 16 hours of paid sick time upon their hire date.*
- Health, dental, prescription drug card, vision, and voluntary life insurance plans.
- Health Savings Account with employer contributions.
- Flexible medical and dependent care spending plans.
- Parental Leave after one year of full time employment.
- 401K plan after 3 months and start of next quarter with employer contributions and profit sharing.
- Free checking account and basic printed checks.
- Free safe deposit box.
- $50,000 group term life insurance.
- Long term disability insurance.
- Employee Assistance Program.
- Educational Assistance.
*Paid holidays and paid time off benefits are not applicable for employees that are fully commissioned.
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at personnel@pinnbank.com or by phone at 402-697-8666 and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO KNOW YOUR RIGHTS and PAY TRANSPARENCY STATEMENT.